Be
Become independent. A Neobank for Digital Money.
Your
Making fiat and crypto simple and accessible.
Own
Financial freedom built on a non-custodial crypto wallet.
Bank
It’s your money, take control.
One
Account.
Fiat
Your fiat multi-currency account allows you to hold, transfer & exchange any of the 16 currencies MELD supports.
Crypto
You can send, receive, transfer and bridge more than 200 crypto currencies on leading blockchains from your crypto wallet.
Buy/Sell
Buy, sell and exchange crypto with fiat safely 24 hours a day.
Exchange
Exchange, swap and convert both fiat and crypto in the same app with attractive rates.
Earn
Put your crypto to work by staking it to earn a yield of up to 8%*.
Spend
Never worry about your card being rejected or frozen. The MELD card will let you manage your spending.
Be it for convenience or for privacy, the MELD debit card is a powerful tool.
For those who want to spend and not worry about being blocked or frozen out of their account.

Your one account for money and crypto at your fingertips.
With the MELD mobile app you can safely manage your fiat payments, debit cards and crypto wallet, all in one place.

Own your share of the crypto world and earn passive income.
You can stake your crypto and earn up to 8%* APY in passive income. Make your crypto work for you.
Bank on yourself. Control your finances in fiat and crypto.
With the MELD mobile app you can safely manage your fiat payments, debit cards and crypto wallet, all in one place.
Fiat funds are stored as per regulation with all money safeguarded by the Central Bank of Lithuania.
All crypto assets are held in user managed non-custodial wallets.
MELD fiat services operate in regulated markets. All crypto services are provided by MELD Foundation.
Fiat Licensed & Regulated. Crypto Independent
Easily move between fiat and crypto at the touch of a button.